Our Solution

Gamified Invoice Tokenization

OwnaFarm bridges the financing gap through three innovations:

1. Invoice Tokenization - Real invoices become blockchain assets

2. Gamification - Investing feels like playing a farming game

3. Blockchain Transparency - All transactions are verifiable on-chain

---

Invoice as Game Asset

Traditional	OwnaFarm
Invoice #12345	Indofood Chili Seed
15% APR, 90-day term	15% yield, harvest in 90 days
Click to invest	Plant in your garden
Wait for maturity	Water daily, earn XP
Receive returns	Harvest your crops

Same financial outcome. Different user experience.

---

Value Creation

For Farmers

Benefit	Description
Speed	Funding in days, not months
Access	No traditional credit required
Fair rates	Market-driven pricing
No collateral	Invoice is the security

For Investors

Benefit	Description
Real asset backing	Investment tied to actual contracts
Attractive yields	10-20% with short durations
Low minimums	Start with small amounts
Engagement	Game mechanics maintain interest

---

The Flywheel

Network effects strengthen the platform over time.

---

Technical Foundation

Feature	Implementation
Layer 2	Mantle Network for low fees
Modular	Separate farmer and investor interfaces
API-First	Easy integration with existing systems
Multi-Offtaker	Any verified buyer can participate

---

Next: How It Works